The University of Nebraska is pleased to present your NUFlex Benefits enrollment information for 2025. Please read all of the enrollment information carefully. Take time to review your current benefits and make decisions that will be best for you and your family in 2025.
Your benefits selection from the prior year will automatically roll over, with the exception of flexible spending accounts. You only need to change what you want to be different, or add new benefits. The health risk assessment and tobacco/nicotine designation need to be completed on a yearly basis.
When you add or change benefits in Firefly, simply save your selection, and the benefit change will be automatically submitted. There is not a "submit" button at the end of the process.
Mark Your Calendar
- October 27, 2025: Open Enrollment opens at 8 a.m.
- November 14, 2025: Last day to enroll or change benefits.
New Benefits for 2026
Medical Plan Design Plan Changes
Deductibles out-of-pocket limits, and pharmacy co-pays will be increasing for the low, basic, and high PPO health plan options in 2026. This is the first change to the deductibles, out-of-pocket limits, and pharmacy co-pays since 2011.
The deductibles and out-of-pocket limits will be increasing for the qualified high deductible health plan option to comply with 2026 IRS requirements.
Please see the Annual NUFlex Benefits Enrollment newsletter for the 2026 changes to the plans.
Medical premiums for employees will increase an average of $10 to $59 per month for most employees in 2026.
Please check nebraska.edu/benefits for your specific plan premiums.
New Flexible Spending Account Administrator starting in 2026
Inspira Financial will be the new third-party administrator of the flexible spending account program starting in 2026. They will be replacing HealthEquity/WageWorks.
The plan design, reimbursement methods, and claims substantiation will remain the same. Members who enroll in the FSA program for 2026 will be issued new debit cards for claims payments. Additional information on the new program administrator will be sent to FSA plan participants after benefits enrollment.
New Medical and Dental Insurance ID Cards
Blue Cross and Blue Shield will be issuing new medical and dental insurance id cards to all members for 2026. The new id cards will be mailed to your home address and be available on the Blue Cross and Blue Shield online portal in December.
2026 Benefits Highlights
Dental Premiums for employees will not be increasing in 2026. Coverages, co-insurance, and deductibles will not change in 2026.
The enhanced provider tier for participants in the health insurance plan includes many Nebraska-based providers, including Nebraska Medicine. Members will incur a lower deductible, co-insurance rate and maximum out-of-pocket if an enhanced tier provider is used by an employee, spouse or dependent.
To view a current listing of enhanced network providers, please visit nebraskablue.com/en/UNSystem/Access-Care or call Blue Cross and Blue Shield of Nebraska at 866-926-1498.
The existing deductibles, co-insurance rates and maximum out-of-pocket limits for other in-network providers will not change. The services covered by the health plan will be the same for all providers. For more information, see page 9 of the NUFlex Newsletter.
Health Risk Assessment (HRA)
Please remember to complete the health risk assessment as part of your enrollment process. The assessment is available through the Firefly website annual benefits enrollment process.
Benefits of completing the HRA include:
- Annual preventative care allowance of $400 (for insured age 2 and over)
- $0 copay for seasonal vaccinations administered at an in-network pharmacy and submitted to the prescription drug program
- $0 copay for generic prescription drugs non-specialty through the EmpiRx Health mail service program with no annual deductible
- 100% coverage for a routine preventive colonoscopy once every 10 years beginning at age 45
Other NUFlex Benefits Information
Summary of Benefits and Coverage (SBC)
Retiree Benefits Information
COBRA Benefits Information
