Mark Your Calendar
- October 26, 2020: Open Enrollment opens at 8 a.m.
- November 13, 2020: Last day to enroll or change benefits.
The University of Nebraska is pleased to present your NUFlex Benefits enrollment information for 2021. Please read all of the enrollment information carefully. Take time to review your current benefits and make decisions that will be best for you and your family in 2021.
Your benefits selection from the prior year will automatically roll over, with the exception of flexible spending accounts. You only need to change what you want to be different, or add new benefits. The health risk assessment and tobacco/nicotine designation need to be completed on a yearly basis.
When you add or change benefits in Firefly, simply save your selection, and the benefit change will be automatically submitted. There is not a "submit" button at the end of the process.
Long Term Disability Premiums
Long Term Disability premiums will decrease 20%.
The long term disability plan provides monthly benefits if you become ill or injured and are unable to work. The program is designed to restore part of your work earnings lost during a period of disability. We encourage you to review the long term disability program offerings to review the available coverages. (See page 13 in the NUFlex newsletter for details.)
Health Care Flexible Spending
Health Care Flexible Spending Accounts will allow you to carry over up to $550 in unspent Health Care Flexible Spending Account funds from 2020 to 2021.
This means that Health Care flexible spending care account amounts you do not use during the 2020 year can be carried over to the 2021 year, subject to the IRS maximum carry over amount of $550. (See page 12 in the NUFlex newsletter for details.)
Medical Premiums
Medical premiums for employees will increase an average of $5 to $27 per month for most employees in 2021. Please check nebraska.edu/benefits for your specific plan premiums. Deductibles, coinsurance, and out-of-pocket limits will not increase for the medical plans in 2021.
2021 Benefits Highlights
Employer Sponsored HSA Option
An employer sponsored Health Savings Account (HSA) option is being added. Employees must be enrolled in the University's qualified high deductible health plan to take advantage of the HSA. The HSA will allow an employee to set aside personal pre-tax dollars into an HSA to be used for qualified medical expenses. For more information, see page 10 of the NUFlex Newsletter or the Fidelity HSA Reference Guide.
Enhanced Provider Tier
The enhanced provider tier for participants in the health insurance plan includes Nebraska Medicine and associated providers. Members will incur a lower deductible, co-insurance rate and maximum out of pocket if an enhanced tier provider is used by an employee, spouse or dependent.
The existing deductibles, co-insurance rates and maximum out-of-pocket limits for other in-network providers will not change. The services covered by the health plan will be the same for all providers. For more information, see page 9 of the NUFlex Newsletter.
Health Risk Assessment
The University of Nebraska is committed to helping you take control of your health. To help you manage your health and health-care costs, we are giving you the opportunity to complete the Wellstream Health Risk Assessment (HRA) again this year. This assessment will help you evaluate and monitor your health and you will receive the enhanced wellness and preventive services benefit for completing it. You can complete the HRA on Firefly during the NUFlex Benefits enrollment period from Monday, Oct. 26 through Friday, Nov. 13, 2020, at 5 p.m.
Benefits of completing the HRA include:
- Annual preventive care allowance of $400 (for insureds age 2 and over)
- $0 copay for flu shots administered at an in-network pharmacy and submitted to the prescription drug program
- $0 copay for generic prescription drugs non-specialty through the CVS Caremark mail service program with no annual deductible
- 100% coverage for a routine preventive colonoscopy once every 10 years beginning at age 50
For more information, see page 7 of the NUFlex Newsletter.
CVS Caremark
CVS Caremark annually updates its standard formulary. For more information, visit our Prescription Drug Coverage page.
Preventative Care under Age 2
The health plan will pay 100% of the preventative care visits for insureds under the age of 2. For more information, see page 8 of the NUFlex Newsletter.
Fertility and Sterilization Services
The health plan has added coverage for some fertility and sterilization services. For more information, see page 8 of the NUFlex Newsletter.
Dental and Vision Care
Program Offerings and Premiums will not change for Dental and Vision Care insurance.
Other NUFlex Benefits Information
Summary of Benefits and Coverage (SBC)
Retiree Benefits Information
COBRA Benefits Information
Campus
Contact
University of Nebraska Central Administration
Benefits Office 217 Varner Hall Lincoln, NE 68583-0742Assistant Director for Benefits: Brian Schlichting
University of Nebraska at Kearney
Human Resources 1200 Warner Hall Kearney, NE 68849Benefits Manager: Renee Mitchell
University of Nebraska–Lincoln
Insured Benefits & Retirement 32 Canfield Administration Lincoln, NE 68588-0409Benefits Manager: Chris Tran
University of Nebraska Medical Center
Benefits & Insurance 985470 Nebraska Medical Center Omaha, NE 68198-5470Benefits Manager: Jayme Nekuda
University of Nebraska at Omaha
Benefits Office 205 Eppley Administration Omaha, NE 68182Benefits Manager: Esther Scarpello
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